Loan Review Specialist

Job Title: Loan Review Specialist

Overview:

As a Loan Review Specialist, you protect the Bank's loan assets from loss and ensure compliance with applicable procedures, laws, and regulations. You review underwriting adequacy, financial trend analysis, and risk rating accuracy within the Bank's loan portfolio.

Day in the Life - Every day you will examine, analyze, and rate credits on loan relationships within an established limit in order to determine loan quality in accordance with Bank policy and regulatory guidelines. You validate risk grades assigned by loan officers or committees on commercial and installment loan relationships in order to provide an objective, accurate evaluation of the loan. You identify and track financial statement and collateral documentation exceptions, and follow up as needed for corrective action. From time to time, you will act as a backup for appraisal review to ensure that assigned appraisal values are reasonable and align with regulatory and Loan Policy requirements. Communication is key, as you work with internal customers, such as loan officers, to ensure all pertinent information is covered/collected.

What it Takes:

• Knowledge in and experience with: loan review matters such as determining credit worthiness, loan documentation deficiencies, government regulations, Bank Policy and required documentation covering a variety of loan types; financial statement analysis; Microsoft Office programs, especially Outlook, Word, and Excel; reading and understanding industry literature, technical journals, financial reports, and legal documents.
• Ability to: communicate effectively both written and verbally across a diverse spectrum; use logical thinking to solve a wide range of intellectual and practical problems; use mathematical knowledge to work with systems of real numbers, statistics and statistical inference, and mathematical probability and application; prepare comprehensive presentations; brainstorm with other colleagues, and present and report findings in written form or in oral presentations.

Bonus Points:

• Bachelor's degree in Finance or Business, or equivalent educational experience.
• 3 years of experience in a bookkeeping, credit administration or similar role
• Experience in nCino, Decision Pro, Navigator, and Director

What we can offer you:

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 17 days paid time off, 11 paid holidays and bereavement leave
• Educational assistance program
• Wellness benefits
• Life event coverage
• Paid parental bonding leave
• Service awards
• Financial benefits including 401(k) match, stock purchase plan and more
• National and local discounts on everything from computers and vacations to phones and retail shopping.
• Logo wear discounts
• Free checking account, checks and discounted bank services

This position will be located at:

1311 West 12th Ave
Jasper, Indiana, 47546
United States

About Us:

German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.